A renter can purchase a home with a home loan for many reasons, including to build wealth over time, to build equity every month, to reap the mortgage tax deduction benefits, to get capital gains exclusion, and to save on rent.
What documents do I need?
We ask that you have the following documents available:
* A bank statement is a record of the balance in a bank account.
* A printed statement of the amount an employee is paid.
* A form that reports annual wages and the amount of taxes withheld from a paycheck.
When can I get my money?
We know that you are busy, and when you need your home loan completed, we want to get it done as quickly and easily as possible. We prefer to work with lenders who are modernizing their underwriting processes with technology that allows them to complete your loan faster.
Depending on the exact product and provider you choose to work with, the typical closing can take 30 days. This time range is dependent on how quickly lenders can receive information from you–once they have your financials, they can send that to underwriting to get the process started.
How much can I borrow?
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